b'FOGHORN FOCUSNavigating the Waters of Employee Benefits CommunicationA YEAR-ROUND STRATEGY FOR WORKFORCE ENGAGEMENTKATRINA JOHNSON// ASSUREDPARTNERSH ealthcare literacy remains a persistent issue across industries. Many employees avoid THE COMMUNICATION GAP: A COSTLY OVERSIGHTbenefits they dont understand, leading to underutilization and increased out-of-pock-et costs. With nearly two-thirds of U.S. workers receiving health insurance through their employer, the stakes are high.PHOTO: ANA ORIVES/UNSPLASHFOGHORN 16'